LIFE HACKS

Thursday, December 01

Young Nigerian, Travelling Abroad? Then You Definitely Need Travel Insurance

It is strange how life can change in less than 24 hours, especially when you least expect it. Recently, a news article reported a young Nigerian traveller falling from a cliff and suffering life-changing injuries. As if that wasn't enough, he also had to worry about the medical bills and come back home and settle down for recovery. If you are planning to travel abroad anytime soon, read on as we explore why you need travel insurance as a young Nigerian traveling abroad.

Travel insurance policies are available in a range of coverage options. Some of the common types of coverage that you can include in your travel insurance policy are: 

  • Medical coverage

This coverage will help you pay for any unexpected medical expenses incurred due to injury or sickness during your trip. This can include emergency medical transportation and treatment at a hospital. 

  • Emergency assistance coverage

This coverage will help you pay for any legal or other expenses related to an emergency, such as a death or injury of a traveling companion or a relative. 

  • Lost baggage coverage 

This coverage will help you pay for unexpected expenses when your luggage gets lost. 

  • Travel cancellation coverage

This coverage will help you pay for any unexpected costs associated with cancellation due to a covered reason, such as a sickness or death in the family.

Why do you need travel insurance as a young Nigerian traveller?

As a young Nigerian traveller, there are many reasons to get travel insurance. It can provide financial protection in case of an emergency such as a death in the family, a serious illness, an injury, or property damage. If you have travel insurance, the insurance provider will cover these costs, so you won't have to worry about how you will pay for them. 

Besides financial protection, travel insurance can help you avoid hassles at the airport or the immigration office. Many countries need travellers to prove that they have adequate medical insurance coverage before entering the country.

Choose the right insurance provider:

Many companies offer travel insurance, but only a few are worth your money. You should check if the company has complaints against them before signing up with them. You should also read customer reviews on sites like TripAdvisor and Google+! Each person has a different experience with each provider, so it is crucial to see what others say about them before taking their word for it.

Let AXA Mansard be your travel insurance provider.

AXA Mansard travel insurance policy offers comprehensive coverage at a competitive price. Our policyholders enjoy peace of mind knowing that they have the appropriate financial protection if they need to make a claim.