AXA Mansard
Frequently Asked Questions
Quickly find answers to the most common questions about our products, services, policies and contracts.
To open an Investments account with AXA Mansard, kindly visit www.axamansard.com and click on Sign up. Fill in your information and follow the prompts. Alternatively, you can visit any of our welcome centers.
To make a contribution to your AXA Mansard Investments Fund, you can use any of the following channels:
Account Name | Investment One Financial Services Ltd/AXA Mansard Money Market Fund |
FCMB | 0406315103 |
GTBank | 0217879755 |
Account Name | Investment One Financial Services Ltd/AXA Mansard Equity Income Fund |
FCMB | 0406315048 |
GTBank | 0217928196 |
To access the statement of accounts for your AXA Mansard Investments Fund, log on to your www.axamansard.com account. You can view/download your statement by following these pages on the dashboard - Investment > Dashboard > Statement. Alternatively, you can send an email request to clientservices@axamansard.com.
To check your AXA Mansard Investments account balance, simply log on to your www.axamansard.com account. Your available balance can be seen under Portfolio on the Investments page. Alternatively, you can dial *987# and follow the prompts to retrieve your available balance.
When you make a payment/contribution to your AXA Mansard Investments Fund, there will be a confirmation email sent to your registered email address and your fund will reflect on your dashboard within 24 hours. In the event that this doesn’t happen, kindly send an email to clientservices@axamansard.com
Kindly send an email to clientservices@axamansard.com and attach your legal name change document.
On the AXA Mansard website www.axamansard.com, click on Forgot Password and follow the prompts to reset your password.
If you experience fraud or suspect a compromise to your AXA Mansard account, kindly send an email to clientservices@axamansard.com
The Money Market Fund is a secure, open ended mutual fund that invests in short term securities such as Treasury Bills, Commercial Papers and Fixed Deposits. It aims to optimize returns on free cash flow offering returns that outperform regular savings accounts.
Everyone is eligible to invest. Both Individual and corporate investors with seeking safety and preservation of capital as well as attractive returns can invest in the AXA Mansard Money Market Fund.
The expected return is based on money market conditions and is determined by the weighted average yield of the portfolio. For current returns please visit our website www.axamansard.com. The income on the fund is calculated daily and the investor has the option of their income paid out or re-invested quarterly.
The Money Market Fund has a lot of benefits which include:
Units can be only be bought from AXA MANSARD by completing a subscription form. Our subscription form can be filled online via our website www.axamansard.com; alternatively, it can be obtained from any of our welcome center agents or via our relationship managers. Additional documents required include one passport photograph, means of Identification and utility bill.
To make a contribution to your AXA Mansard Investments Fund, you can use any of the following channels:
Account Name | Investment One Financial Services Ltd/AXA Mansard Money Market Fund |
FCMB | 0406315103 |
GTBank | 0217879755 |
Yes it can be liquidated within 24hours provided the redemption instruction is received and all outstanding documents are in place.
You can initiate liquidation requests from our online platforms at www.axamansard.com, MyAXA app and our USSD code *987*2*4*Amount# the funds will be received in the designated account within 24 hours.
There are no penalties or additional charges for withdrawal.
Yes, further requests will be queued up and payment is dependent on completion of previous requests.
The forms may be downloaded from our website www.axamansard.com and the physical copies can be obtained from our welcome centers or relationship managers. You can also send a mail to clientservices@axamansard.com
The minimum amount required to invest in the Money Market Fund is ₦2,000.
The minimum amount required after your initial investment is ₦1,000.00.
The Fund assets are denominated in Naira and, as such, capital inflows by foreign investors who subscribe to the Fund shall be converted to Naira at the exchange rate as advised by the Fund Manager’s Bankers.
Yes, it is possible to invest for minors. Birth Certificates, filled sponsor form and the sponsor’s KYC documents must be provided.
The unit price remains constant at N1.00 per unit. The money market fund is operated under the single price methodology that distinguishes the principal from the interest.
All investment in the money market fund are invested in money market instruments- Treasury bills, fixed deposits and guaranteed Commercial Papers solely at the discretion of the fund managers in line with the SEC-approved asset allocation.
The Fund Manager will pay dividends (accrued interest) and distributes this on a quarterly basis. Unit holders, upon subscription shall have the option of the accrued interest paid into their designated bank account or reinvested which means that the income will added back to the principal.
There is no closing date for the Fund as it is open-ended.
Kindly send an email to clientservices@axamansard.com and we will contact you within 24 hours.
Redemption takes 24hours from the date your request is received by us. In the event that this is not the case and you are yet to receive the proceeds of your redemption, please call 01-2799874 or 0700AXAMANSARD or send an email to clientservices@axamansard.com.
Simply write and sign a formal letter requesting for a change of name and submit same at our office address or any branch of AXA Mansard welcome center closest to you. However, please note that this letter is to be supported with the following documents;
To view your account online log on to www.axamansard .com. Daily returns can be viewed on our website www.axamansard.com. Quarterly statements are sent to client’s designated email account and can also be requested for specific periods.
Equity Income Fund is an open ended mutual fund aimed at investors with high risk appetite seeking income and strong potential for capital growth through an array of stocks. It is suitable for investors who have a longer-term horizon. The equity income funds can offer high returns compared to bonds or money market funds on the long term.
The Equity Income Fund is open to investments from anyone i.e. Adults, Children and Corporations.
You will need to complete a subscription form. Our subscription form can be found on our website - www.axamansard.com. Alternatively, the form can be obtained from any of our welcome centers.
Additional documents required include government issued proof of identification, passport photo, proof of address (utility bill) and signature.
The minimum amount required to invest in the Equity Income Fund is ₦10,000.
You can invest any amount in the fund subsequently.
The Equity Income Fund is a type of Mutual Fund.
The Equity Income Fund benefits include:
Yes, the AXA Mansard Equity Income Fund pays dividend annually. We use proceeds (dividends and capital gains) realised in the Fund to pay dividends to Fund subscribers.
You start earning interest on your fund within 24 hours of payment.
Your funds can be liquidated at any time. We will credit your registered account number within 2-5 working days from when you send in the instruction (via the website, MyAXA App or *987#) and all outstanding documents are in place.
The Equity Income Fund invests largely in listed stocks and sparsely in money market securities such as Treasury Bills and Fixed Deposit.
The Fund is managed by skilled and experienced Portfolio Managers at AXA Mansard Investments.
An Investment Committee will monitor the Fund’s activities and performance on a regular basis.
No, there are no penalties for withdrawing your funds from your account.
No, there is no guaranteed return rate. The value of the units you hold in the fund simply appreciate/depreciate depending on the performance of the securities that the Fund is invested in.
You can stay in the Fund for as long as you desire. You are advised to view the Equity Income Fund as a long term investment as it is very volatile but tends to outperform the money market fund in the long term.
There is no minimum withdrawal amount from the Fund.
For a corporate account, we will require passport photographs and ID cards of the signatories as well as the incorporation/registration documents, Board Resolution and Utility Bill.
The Fund assets are denominated in Naira and, as such, capital inflows by foreign investors who subscribe to the Fund shall be converted to Naira at the exchange rate as advised by the Fund Manager’s Bankers.
In addition to our mutual funds, AXA Mansard Investments offers investment options in:
No, the mutual funds only accept Naira. Clients may however invest directly in Eurobonds or US Treasuries if they would prefer to invest in US Dollars
Yes, in addition to the basic requirements, we require an authenticated proof of address.
Please click on www.axamansard.com/myaxa/health to view available plans, hospital list and price quotes.
Kindly send an e-mail to healthcare@axamansard.com with full names of each individual as registered.
For the Corporate Health Insurance plan, access to care is immediate. The individual plans require 2 weeks waiting period for registrations, processing of policy documents and healthcare cards. The waiting period starts once we have received full payment and all required registration documents.
AXA Mansard health plans consists of the Corporate Health Insurance plans, Individual Health Insurance plans, SME plans and EasyCare plan.
Please click on www.axamansard.com/myaxa/health to view available plans, hospital list and price quotations.
AXA Mansard Health plans are available for individuals 0 - 65years. If above 65 years, we offer a Third Party Adminstration (TPA). TPA refers to a system of managing healthcare in which a third party (The Administrator) is contracted to manage provider networks and medical claims for individuals.
AXA Mansard Health has an international health Plan. Kindly send an email to healthcare@axamansard.com to request plan benefits and a quote.
AXA Mansard Health offers a group international health plan. Kindly send an email to healthcare@axamansard.com to request plan benefits and a quote.
AXA Mansard Health plans are available for individuals 0 - 65years. If above 65 years, we offer a Third Party Adminstration (TPA). TPA refers to a system of managing healthcare in which a third party (The Administrator) is contracted to manage provider networks and medical claims for individuals.
For a child less than 18 years, at least one adult is required to purchase a plan to enable us register the child/minor. A minor can not be registered on the health insurance plan alone as we are unable to have a binding contract with them.
All plans cover mental health psychiatry. However, the extent and terms of cover depends on the purchased health insurance plan.
The list of Hospitals can be found on the AXA Mansard website via this link - https://www.axamansard.com/myaxa/health/. The hospital list is dependent on the selected health plan . For further enquiries, please call 0700AXAMANSARD or e-mail healthcare@axamansard.com
Please click on https://www.axamansard.com/myaxa/health/ to view available plans, hospital list and price quotations.
You can change your hospital on the AXA Mansard website (www.axamansard.com) or on the MyAXA App. Simply login/sign up to access your dashboard and make the changes. Alternatively, kindly contact our Customer Care team via 0700AXAMANSARD or healthcare@axamansard.com
Yes, you can book a hospital visit on the AXA Mansard website (www.axamansard.com) or on the MyAXA App. Simply log in/sign up to access your dashboard and book hospital appointment. Alternatively, kindly contact our Customer Care team via healthcare@axamansard.com or call 0700AXAMANSARD
You can access care without your HMO ID card. You will need to visit the facility with any valid means of identification and your enrollee number(if communicated). Please contact our Customer Care team viahealthcare@axamansard.com or call 0700AXAMANSARD for further assistance.
We offer a wide range of pediatric hospitals that can care for your child. Please check our hospital directory or contact us via healthcare@axamansard.com or 0700AXAMANSARD for more details
An e-mail would be sent to you upon confirmation of your booking. However, you can contact us via healthcare@axamansard.com or 0700AXAMANSARD.
Kindly send complaints to our Customer Care team via healthcare@axamansard.com or call 0700AXAMANSARD.
Visit the AXA Mansard website via this link - https://www.axamansard.com/myaxa/health/ to view the list of hospitals in your area. You can also contact us via healthcare@axamansard.com or 0700AXAMANSARD for further assistance.
This is dependent on your chosen health plan. Please refer to our hospital directory or contact us via healthcare@axamansard.com or 0700AXAMANSARD for more details.
Our health plans can be purchased for family. Simply select the number of individuals in the family to generate a quote. Prices are per person per year. However, a discount of 2.5% is applicable for family purchases (online). Please see prices on the AXA Mansard website www.axamansard.com/myaxa/health
Limits applicable to health plans are dependent on the type of plan and medical diagnosis. For more details, kindly visit the AXA Mansard website via this link - www.axamansard.com/myaxa/health
Payments are made once and in full at the inception of the health insurance plan.
Kindly provide a detailed medical report (as applicable), evidence of payment made, prescription sheet, referral note (if an investigation). These documents can also be e-mailed to healthcare@axamansard.com
For the Corporate Health Insurance plan, access to care is immediate. The individual plans require 2 weeks waiting period for registrations, processing of policy documents and healthcare cards. The waiting period starts once we have received full payment and all required registration documents.
AXA Mansard Health plans are available for individuals 0 - 65years. If above 65 years, we offer a Third Party Adminstration (TPA). TPA refers to a system of managing healthcare in which a third party (The Administrator) is contracted to manage provider networks and medical claims for individuals.
This depends on your current health insurance plan (family or individual). If your have an individual plan, you will be required to buy an additional plan for your child.
Overseas coverage is available on the Corporate Health Insurance plan. Please contact us via healthcare@axamansard.com or 0700AXAMANSARD for more details
Depending on your current health insurance plan (family or individual), you can upgrade your health plan to include your spouse at renewal of policy or send the details of your spouse for inclusion, if you are on a family plan.
Do you offer Dental Care on the AXA Mansard health plans
For details of individual health insurance plans, kindly visit the AXA Mansard website via this link - https://www.axamansard.com/myaxa/health/. For the Corporate Health Insurance plan, this can be requested from your HR. For further enquiries, please contact our customer care for assistance via healthcare@axamansard.com or call 0700AXAMANSARD.
Network gym access is available on the Corporate Health Insurance plan only. For referral to partner gyms, please contact us via healthcare@axamansard.com or 0700AXAMANSARD for more details.
Depending on your current health insurance plan(family or individual). Your new born is covered for 6 weeks and needs to be registered before the expiration of this.
The Corporate Health Insurance plan covers antenatal and delivery. For the individual plans, antenatal care & delivery is not covered until after you have been on the plan for 24 months. For international plans, restrictions apply depending on your specific cover.
Kindly send us a mail with the error message you are receiving. Please send to our Customer Care team via healthcare@axamansard.com
Please contact us via healthcare@axamansard.com or call 0700AXAMANSARD
Please contact us by clicking on the phone icon on our website to request for a call back or reach us via 0700 AXAMANSARD (+234-700-292-626-7273), 0815-049-0169 or healthcare@axamansard.com
AXA Mansard's Life Savings plan gives you the opportunity to earn a better interest on your savings than the ordinary savings account. The minimum monthly contribution is ₦2,000 and you can enjoy a FREE Life Insurance of up to ₦1m when you buy AXA Mansard Life Savings plan. Kindly visit https://www.axamansard.com/myaxa/insurance/life/life-savings/ to sign up.
This is based on the date you purchased the policy and the consistency of your contribution. You can check your maturity date on the AXA Mansard website - www.axamansard.com. Simply login/sign up to access your details. Alternatively, kindly send a mail to our Customer Care team via ccare@axamansard.com
Simply send an email to our Customer Care team via ccare@axamansard.com stating that you wat tno continue the Life Savings policy. Please note that the free Life Insurance cover becomes invalid at age 60.
Yes, you can increase your savings contribution at the point of renewal. However, if the increase is beyond your current band and you want your free Life Insurance cover to increase as well, you will be required to notify us via email at ccare@axamansard.com, stating that you want to increase your contribution.
The liquidation process usually takes two to three working days to credit your account.
Life Savings contributions can be made weekly, monthly, quarterly, bi-annual or yearly.
Your Life Savings statement of account can be viewed online at anytime. Simply visit our website - www.axamansard.com and login with your registered email address or sign up if you are yet to do so.
Yes, you can open a Life Savings account on the AXA Mansard website. Kindly visit our life savings page to get started.
Kindly send the evidence of payment to our Customer Care team via ccare@axamansard.com
To reactivate your account, please send an email to our Customer Care team via ccare@axamansard.com requesting for reactivation.
Yes, you can pay anytime you have funds, although you are encouraged to contribute monthly for sequential analysis of your contribution.
Life savings, Money Market Fund and Equity Income Fund.
The beneficiary(ies) are stated individuals who are entitled to the benefits payable on the policy in the event the policy holder demises.
You can reactivate your monthly Life Savings contribution on AXA Mansard via www.axamansard.com. Simply login/sign up to access your dashboard or contact your bank to re-initiate the mandate.
Kindly send a screenshot of the error message to telesales@axamansard.com to enable us resolve the issue.
Kindlly use the tracking number gotten at the point of initiating your request, to track the status online. Simply login/sign up to access your dashboard or send an email to telesales@axamansard.com
Simply visit the AXA Mansard website - www.axamansard.com and login/sign up to access your dashboard to view your balance. Alternatively, you can send an email to our Customer Care team via ccare@axamansard.com
For information on our Travel Insurance plans, kindly visit the AXA Mansard Travel Page
AXA Mansard's Travel insurance covers emergency medical assistance and personal accident amongst others up to a certain limit. However, you can take up an International Health Insurance plan for other non- emergency medical illnesses.
Changing the date on your policy is only possible if the cover has not commenced. Simply send the issued certificate as well as the new travel details to our Customer Care team via ccare@axamansard.com
If you buy your Travel Insurance policy online, you will get the certificate immediately via email.
Yes, you can purchase Travel Insurance for anyone provided you have all their details.
Kindly click here to get an instant quote and make purchase
Yes, you need Travel Insurance to cover unforeseen circumstances relating to your trip. You also need an International Health plan for health related issues when you are away.
Yes, you can purchase your Travel Insurance cover for the duration of your travel and more for up to 365 days.
For every individual - Singles, Young & Matured Families, Power Singles and HNIs, we all have dreams and aspirations that require financial attention. It could be a Dream Home, Dream Wedding, Unborn Children’s Education, Business Plan, Education, Dreams Target Savings, Other Personal Targets, Tour/Vacation, Family Start Up or Ceremonial Activities. Ambition Plan Policy takes care of the financial burden of making your dreams turn into realities
Death Benefits | Living benefits |
---|---|
Sum Assured – payable to the beneficiary(ies) | Permanent Disability Cover |
Policy Value - payable at the end of policy term | Free Annual Health Check |
Family income benefit which is 5% of the sum assured, payable annually to the primary/contingent beneficiary till the end of the policy term | Loyalty Bonus: 3 months’ premiums added to savings every 5 years at anniversary of policy, for 10 year+ policies only |
Premium waiver; premium due, which would be paid by AXA Mansard till the end of the policy term | Policy Value at the end of the policy term |
Death Benefits | Living benefits |
---|---|
Sum Assured – payable to the beneficiary(ies) | Family income benefit which is 5% of the sum assured, payable annually to the primary/contingent beneficiary till the end of the policy term |
Family income benefit which is 5% of the sum assured, payable annually to the primary/contingent beneficiary till the end of the policy term | |
Premium waiver; premium due, which would be paid by AXA Mansard till the end of the policy term | Premium waiver; premium due, which would be paid by AXA Mansard till the end of the policy term |
Policy Value at the end of the policy term | Policy Value at the end of the policy term |
The annual health check will consist of the following tests:
Blood Pressure Check
Physical Health Assessment
Blood Sugar
Body Mass Index
PCV/Urinalysis/Cholesterol
You qualify for your annual health check if you have made all expected payments and can access the annual health check benefit at every policy anniversary by pre-booking any date of choice (24/48 hours’ notice is required) using any of the locations sent to you via email after the inception of your policy.
Yes, the payment frequency can be changed after a period of 6 months and the revised premium paid in full.
Yes, you can. We understand that you may want to have different beneficiaries for each policy. However, the aggregate sum assured is limited to N50million and a medical test will be required for sums assured/death benefit above N30million.
You will only be entitled to your premium if it falls within the 15-day cool off period, which is the maximum number of days you can call back for your premium and policy terminates
Yes, you can. We understand that you may want to have different beneficiaries for each policy. However, the aggregate sum assured is limited to N50million and a medical test will be required for sums assured/death benefit above N50million.
Yes, you can have more than one beneficiary on a policy. However, based on your preference, you can decide not to and buy more than one policy subject to an aggregate sum assured of N50million on all the policies.
Yes, the policy only attracts a surrender value after two (2) years provided all premiums are paid as and when due. This surrender value shall be a portion of the policy value as per the surrender charge demonstrated in your projection sheet as at the applicable period.
Thirty (30) days is allowed for the payment of each quarterly, half-yearly or yearly payments and fifteen (15) days is allowed for the payment of monthly payments. After these number of days and payment is still not received, your policy will lapse.
When a policy lapses, you will not be covered, and we will not be obliged to pay the Sum Assured/Death Benefit in the event that demise, or permanent disability occurs.
There is no waiting period.
Cool-off or free look period is fifteen (15) days from the date of receipt of policy document which is time duration which the policy holder may cancel policy and receive full refund of premium
The grace period is fifteen (15) days for monthly payment frequency and thirty (30) days for other payment frequencies. Grace period is the period immediately after the premium payment due date during which policy will be considered lapsed as a result of failing to lodge premium after this period.
Yes, a lapsed policy may be revived in full within one (1) year from the day it lapsed, subject to satisfactory proof of continued good health and eligibility for the policy and payment of the arrears of premium and reinstatement fee.
We shall recognize and be responsible for services (subject to contract) for which payment is received through our approved payment channels only. The acceptable methods of payment are limited to the following:
1. Physical:
• Remita: all bank branches
• NIBSS eBills pay: all bank branches
• Paydirect
• Gtcollections @ GTBank Branches
• POS @ our Welcome Centres
• Payments to licensed insurance brokers.
2. Online
• Remita – Website
• Quickteller – Website, Mobile App
• www.axamansard.com
• GTBank – Internet banking & GAPS, Mobile App, payinstantly.com
3. Payment to a NAICOM licensed insurance broker
We shall not be held liable for cash payments made to/through 3rd party agents (except as listed above), and we shall not recognize such payments as transactions done with AXA Mansard.
You can purchase MY AMBITION PLAN from any of our branches or welcomes centres. You can also call us on 0700 AXAMANSARD (0700 292 626 7273) for immediate purchase. If you are an existing customer of AXA Mansard, please contact your relationship manager or account officer for this product.
To facilitate the prompt processing of the claim, the following documents would be required from your beneficiary (ies);
• A Completed Claim Form
• Original Certificate of Cause of Death for sighting and return (in the alternative, the burial certificate with evidence of cause of death)
• Original Proof of Identity in the form of Passport, National ID Card, Drivers’ License or any other photo ID issued by State or Federal Government
• Police Report if death is by accident
In the event of a permanent disability, you or your Next of Kin is expected to submit
• a completed claim form
• a medical bill /medical report showing cost of treatment & pictures of the insured
• beneficiary’s original Proof of Identity in the form of International Passport, National ID Card, Drivers’ License or any other photo ID issued by State or Federal Government
• Once all documents are received and verified, the policyholder account will be credited within 24 hours. It should be noted that the account to be credited will be the initial account you have provided and registered with us at the inception of the policy.